EV Loans for 2W & 3W

Charge Up Your Ride:

Fast 2-Wheeler EV Loans in Minutes

Cargo, Commuter, or Delivery:

Quick 3-Wheeler EV Loans Instantly

Instant approval

Low interest rates

Our Green Finance Promise

Reliable EV Financing for Every Journey

We’re driving India’s electric revolution with seamless electric vehicle loan solutions. Whether you’re cruising on a 2-wheeler or running a 3-wheeler fleet, our 100% digital EV financing platform delivers instant approval, low interest rates, and flexible EMIs Plug into green finance India, choose your amount and tenure, and hit the road with confidence.

Financed over 15,000+ EVs

Helping riders and fleets go green with confidence.

RBI‑registered NBFC

Transparent, compliant financing and the highest standards of data security

Your Green Loan Planner

₹1000 ₹300000

6 Months 24 Months

Pay Monthly ₹

Term of Use Months

Total Pay Back ₹

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Powering Every Electric Journey with Simple Green Loans

Electric 2‑Wheeler Loan

Get loans from ₹40,000 to ₹1,20,000 (or up to 80% of on-road price) with flexible tenures of 6–24 months. Choose daily, weekly, or monthly EMIs, starting at just 9.99% flat*.

Electric 3‑Wheeler Loan

RiseWise makes your electric 3-wheeler affordable with loans from ₹80,000 to ₹3,00,000 or up to 85% of the on-road price. Enjoy flexible tenures of 18–48 months, daily,..

Pre-Owned EV Loans

Get loans from ₹50,000 to ₹5,00,000 with minimal down payment—zero in select cases. Choose flexible tenures of 6, 12, 18, or 24 months and pay your EMIs daily, weekly, or…

EV Retail Finance

RiseWise offers loans from ₹50,000 to ₹5,00,000, covering up to 100% of the on-road price. With flexible tenures from 12 to 48 months and customized monthly EMIs, financing is tailored…

EV Fleet Finance

RiseWise offers bulk-based loans from ₹5 lakhs to ₹25 crores, financing up to 80% of the on-road cost. Choose tenures from 12 to 60 months with flexible EMI options—monthly or…

EV Leasing Solutions

Ride away on an e‑scooter that could cost less than your daily coffee. Loan amounts from ₹20 k–₹1 L, tenures up to 36 months, and EMIs that may start at low cost.

Get to Know About

Flexible and Quick EV Loans For You

Electric 2 and 3-wheelers are the future, and financing them shouldn’t slow you down. At RiseWise Capital, our all‑digital platform delivers custom loan offers in a flash. Pick your amount, set your repayment term, and you’re on the road with clear, affordable EMIs and zero surprises.

Apply for Your EV Loan

Get Your Personalized EV Loan Estimate

Tell us about your electric two- or three-wheeler, and we’ll build a custom electric vehicle loan plan just for you. Our paperless, digital enquiry lets you compare options, find competitive EV financing rates, and see your EMI in seconds – no obligation, no hassle.

Loan Application

Customers Testimonials

I run a grocery store and needed a budget-friendly delivery vehicle. RiseWise helped me secure an e-loader loan in just 48 hours. It’s quiet, efficient, and saves me ₹3,000 every month on petrol.

Anita Devi

Small Business Owner, Thane.

We switched 5 delivery bikes to electric with RiseWise Fleet Finance. One contract covered vehicles, chargers, insurance. Fuel costs dropped 65%, and real-time tracking means zero range anxiety.

Rahul Patel

UnderFlow Management, Ahmedabad.

I bought a pre-owned 2-wheeler a few months ago. RiseWise handled the refinance, RTO paperwork, loan approval, and made the entire financing process smooth, quick, and completely stress-free.

Surekha Patil

Pune, Maharashtra

DOWNLOAD CUSTOMER APP

One-Tap Control of Your Electric-Vehicle Loan

At RiseWise Capital, we’ve simplified your journey to owning your electric vehicle with dedicated electric vehicle loan solutions.

Our Customer Application is your personalized gateway to smart, flexible, and hassle-free EV financing—true eco finance for India.