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Risewise Capital > Electric 2‑Wheeler Loan

Electric 2‑Wheeler Loan

Fast, Fully Digital 2-Wheeler EV Financing

Embrace the future of urban mobility with our Electric 2-Wheeler Loan, specifically crafted for India’s growing community of eco-conscious riders. Whether you’re after an electric scooter loan to zip through city streets or an electric bike loan for longer rides, RiseWise Capital has you covered.

Join thousands of riders nationwide who have unlocked clean, cost-effective two-wheeler EV financing and get ready to power up your journey. Our platform leverages the latest in secure fintech to deliver

  • Easy 100% digital, paperless process, apply from your phone in minutes
  • Fast Instant loan approvals in under 60 seconds.
  • Flexible Tenures from 6 to 24 months with daily, weekly or monthly EMIs
  • Simple Minimal documentation - Aadhaar, PAN & bank statements
  • Tailored Custom schemes for every rider, whether you need an electric scooter loan or an electric bike loan
  • Smart Secure fintech platform with real-time loan tracking
  • Everywhere Pan-India coverage, urban metros to tier-2 towns
  • Eco-Focused Competitive electric vehicle finance rates that reward your green choice

We’ve unlocked electric 2-wheeler financing for a broad range of riders:
  • Age 18–65 years
  • Minimum monthly income: ₹30,000*
  • Valid Aadhaar & registered mobile number
  • Active bank account

* Product-specific policies may apply.

Gather these essentials to fast-track your electric vehicle finance application:
  • Identity & Address: Aadhaar Card & PAN Card
  • Income Proof: Last 3 months’ salary slips or bank statements
  • Photos: Two passport-sized photographs
  • Residency: Utility bill or rental agreement (if different from Aadhaar)
  • EMI Security: Three post-dated cheques or e-mandate setup

* Additional documents may be requested based on your profile and chosen scheme.

Plan your budget with confidence, here’s what you can expect:
  • Loan Amount: ₹40,000–₹1,20,000 or up to 80% of on-road price
  • Tenure Options: 6, 12, 18 or 24 months
  • EMI Flexibility: Daily, weekly, or monthly payments
  • Interest Rates: Starting from 9.99% flat*

* Rates vary by profile and selected financing scheme.

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RiseWise Capital FAQs

  • Apply online or at a partner dealer. Complete eKYC (Aadhaar/PAN), upload bank statements, choose amount & tenure, e-sign the agreement, set up e-mandate, and we disburse to you or the dealer.

  • Rates are profile-based (credit history, income stability, loan amount/tenure, vehicle type). Your personalized rate is shown before you e-sign.

  • You can make payments via e-mandate or auto-debit from your bank account. You can view schedules and download statements in the app/portal.