Fast, Fully Digital 2-Wheeler EV Financing
Join thousands of riders nationwide who have unlocked clean, cost-effective two-wheeler EV financing and get ready to power up your journey. Our platform leverages the latest in secure fintech to deliver
- Easy 100% digital, paperless process, apply from your phone in minutes
- Fast Instant loan approvals in under 60 seconds.
- Flexible Tenures from 6 to 24 months with daily, weekly or monthly EMIs
- Simple Minimal documentation - Aadhaar, PAN & bank statements
- Tailored Custom schemes for every rider, whether you need an electric scooter loan or an electric bike loan
- Smart Secure fintech platform with real-time loan tracking
- Everywhere Pan-India coverage, urban metros to tier-2 towns
- Eco-Focused Competitive electric vehicle finance rates that reward your green choice
We’ve unlocked electric 2-wheeler financing for a broad range of riders:
- Age 18–65 years
- Minimum monthly income: ₹30,000*
- Valid Aadhaar & registered mobile number
- Active bank account
* Product-specific policies may apply.
Gather these essentials to fast-track your electric vehicle finance application:
- Identity & Address: Aadhaar Card & PAN Card
- Income Proof: Last 3 months’ salary slips or bank statements
- Photos: Two passport-sized photographs
- Residency: Utility bill or rental agreement (if different from Aadhaar)
- EMI Security: Three post-dated cheques or e-mandate setup
* Additional documents may be requested based on your profile and chosen scheme.
Plan your budget with confidence, here’s what you can expect:
- Loan Amount: ₹40,000–₹1,20,000 or up to 80% of on-road price
- Tenure Options: 6, 12, 18 or 24 months
- EMI Flexibility: Daily, weekly, or monthly payments
- Interest Rates: Starting from 9.99% flat*
* Rates vary by profile and selected financing scheme.
RiseWise Capital FAQs
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How do I apply for an EV loan?
Apply online or at a partner dealer. Complete eKYC (Aadhaar/PAN), upload bank statements, choose amount & tenure, e-sign the agreement, set up e-mandate, and we disburse to you or the dealer.
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How are rates decided?
Rates are profile-based (credit history, income stability, loan amount/tenure, vehicle type). Your personalized rate is shown before you e-sign.
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How are EMIs paid?
You can make payments via e-mandate or auto-debit from your bank account. You can view schedules and download statements in the app/portal.
