Fast, Fully Digital 3-Wheeler EV Financing
Your three-wheeler is your livelihood—let it earn more with electric. RiseWise Capital’s 3 wheeler auto loan and 3 wheeler electric loan are tuned to the way you work: approvals in minutes, EMIs aligned to cash flow (daily, weekly, or monthly), and support that doesn’t stop at disbursal.
Upgrade passenger or cargo vehicles, lower running costs, and keep shifts profitable with flexible tenures (18–48 months) and simple, paperless onboarding. From solo owner-operators to small fleets, we make the switch to electric predictable, affordable, and fast—so you can spend less time on paperwork and more time on the road.
- Easy 100% digital, paperless process, apply from your phone in minutes
- Fast Instant loan approvals in under 60 seconds.
- Flexible — 18–48 month tenures that match your routes
- Simple Minimal documentation - Aadhaar, PAN & bank statements
- Empowering — plans designed for daily earners, gig workers, and fleets
- Smart Secure fintech platform with real-time loan tracking
- Pan-India — available across cities and growing towns Whether you’re a passenger auto driver, goods carrier, or small fleet operator, we finance your electric upgrade without the friction.
- Eco-Focused Competitive electric vehicle finance rates that reward your green choice
We’ve unlocked electric 3-wheeler financing .
- Age 21–65 years
- Aadhaar and registered mobile number
- Monthly income from ₹30,000* (varies by profile/product)
- Valid RC/permit (if applicable)
- Active bank account
* Product-specific policies may apply.
We keep paperwork light so you can keep moving.
- Aadhaar + PAN (KYC)
- Bank statements (last 6 months)
- 2 passport-size photos
- Address proof
- Income proof
- Vehicle documents
- 6 post-dated cheques (PDCs)
* Additional documents may be requested based on your profile and chosen scheme.
Your electric 3-wheeler, made affordable and predictable.
- Loan Amount: ₹80,000 to ₹3,00,000* or up to 85% of on-road price
- Tenure Options:18 to 48 months
- EMI Flexibility: Daily, weekly, or monthly to fit your cash flow
- Interest rate: Starts at 12% (Flat), based on profile & plan
- Repayment — Fully digital or assisted via our partner network “If you drive for a living, RiseWise drives with you.”
* Rates vary by profile and selected financing scheme.
RiseWise Capital FAQs
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How do I apply for an EV loan?
Apply online or at a partner dealer. Complete eKYC (Aadhaar/PAN), upload bank statements, choose amount & tenure, e-sign the agreement, set up e-mandate, and we disburse to you or the dealer.
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How are rates decided?
Rates are profile-based (credit history, income stability, loan amount/tenure, vehicle type). Your personalized rate is shown before you e-sign.
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What happens if an EMI is missed?
A late fee and/or penal interest may apply from the due date until the payment is received. Your exact charges are listed in your agreement.
