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Risewise Capital > EV Fleet Finance

EV Fleet Finance

Fast, Fully Digital Fleet EV Finance

Empowering EV Fleets. Electrifying India.

Your fleet is the engine of your business—let’s make it electric. From last-mile startups to enterprise logistics, RiseWise Capital powers EV fleet transitions with smart, scalable, and future-ready finance

Scale an EV Fleet With Confidence from Five Vehicles to Fifty

Electrify routes at the pace your business demands. RiseWise Capital centralizes onboarding and documentation, structures EMIs around your contract cycles, and funds deployments under one umbrella—ideal for building an EV Fleet that lowers total cost of ownership. Access up to 80% of on-road cost, choose 12–60 month tenures, and manage repayments via e-mandate and the RiseWise App. A dedicated relationship manager keeps deployments moving and after-sales tight, so you can report real sustainability gains without slowing operations.

  • Seamless — Centralized onboarding & documentation
  • Scalable — Fund 5 or 20+ vehicles as you grow
  • Flexible — Custom loan structuring & repayment cycles
  • Affordable — Rates starting from 9% flat*
  • Accessible — Up to 80% funding with minimal down payment
  • Integrated — e-mandate payments + RiseWise App control
  • Supportive — Dedicated fleet relationship managers

Whether you’re a fleet aggregator, gig-based operator, or institutional buyer—building an EV fleet is effortless with RiseWise.

We’ve unlocked electric 2-wheeler financing for a broad range of riders:
  • Age 21–65 years (for proprietors/directors)
  • Business KYC & GST (if applicable)
  • Minimum 6-month banking history
  • Registered business or active fleet operation

* Product-specific policies may apply.

Centralized, minimal paperwork for faster bulk approvals:
  • Business PAN, GST certificate, registration documents
  • Proprietor/Director KYC (Aadhaar + PAN)
  • Last 6-month bank statements (business/personal)
  • Fleet ownership proof or partner/aggregator agreement (if applicable)
  • Existing loan track record (if available)

* Additional documents may be requested based on your profile and chosen scheme.

Your fleet, your terms—structured around real cash flows.
  • Loan Amount: ₹5 lakhs – ₹25 crores (bulk-based)
  • Funding: Up to 80% of on-road cost
  • Tenure: 12 – 60 months
  • EMI Frequency: Monthly or structured to fleet cycles
  • Interest Rate: Starting 9% flat*
  • Repayment Mode: e-mandate or assisted via the RiseWise App
  • Support: Dedicated RM for onboarding, account service & after-sales

* Rates vary by profile and selected financing scheme.

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RiseWise Capital FAQs

  • Apply online or at a partner dealer. Complete eKYC (Aadhaar/PAN), upload bank statements, choose amount & tenure, e-sign the agreement, set up e-mandate, and we disburse to you or the dealer.

  • Rates are profile-based (credit history, income stability, loan amount/tenure, vehicle type). Your personalized rate is shown before you e-sign.

  • You can make payments via e-mandate or auto-debit from your bank account. You can view schedules and download statements in the app/portal.