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Risewise Capital > EV Retail Finance

EV Retail Finance

Fast, Fully Digital EV Retail Loans

Owning an EV should feel easy from day one. With RiseWise, EV retail customers get a fast, flexible path to ownership, whether you’re moving up from petrol/diesel or buying your first electric.

Make the leap to cleaner mobility with RiseWise Capital’s EV retail financing. Get up to 100% on-road funding with minimal down payment, profile-based low interest (from 7.99% flat), and a smooth, app-led journey from enquiry to disbursal. Whether you’re moving from petrol/diesel or buying your first electric, you’ll find instant decisions with minimal documentation, flexible 12–48 month tenures, and auto-debit via e-mandate. Compare options, lock in your plan, and manage EMIs inside the RiseWise Customer App—own the EV you actually want, with complete visibility over every step.

  • Easy 100% digital, paperless process, apply from your phone in minutes
  • Affordable — Up to 100% finance with minimal down payment
  • Flexible Tenures from 6 to 24 months with daily, weekly or monthly EMIs
  • Simple Minimal documentation - Aadhaar, PAN & bank statements
  • Low Interest — ROI starting 7.99% flat (profile-based)
  • Smart Secure fintech platform with real-time loan tracking
  • Everywhere Pan-India coverage, urban metros to tier-2 towns
  • Eco-Focused Competitive electric vehicle finance rates that reward your green choice

We’ve unlocked electric 2-wheeler financing for a broad range of riders:
  • Age 21–65 years
  • Minimum monthly income: ₹30,000*
  • Valid Aadhaar & registered mobile number
  • Good repayment track record (if applicable)
  • Active bank account

*Conditions may vary by lender and vehicle category.

Gather these essentials to fast-track your electric vehicle finance application:
  • Identity & Address: Aadhaar Card & PAN Card
  • Income Proof: Last 3 months’ salary slips or bank statements
  • Photos: Two passport-sized photographs
  • Residency: Utility bill or rental agreement (if different from Aadhaar)
  • EMI Security: Three post-dated cheques or e-mandate setup

* Additional documents may be requested based on your profile and chosen scheme.

Plan your budget with confidence, here’s what you can expect:
  • Loan Amount: ₹50,000 to ₹5,00,000* — up to 100% of on-road price
  • Tenure Options: 12, 48 months
  • EMI Options: Monthly (customized to your income cycle)
  • Interest Rate: Starting 7.99% flat p.a
  • Repayment: eMandate-enabled auto-debit – Track & pay EMIs in the RiseWise Customer App
  • Processing: Quick disbursal through our dealer network

* Rates vary by profile and selected financing scheme.

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RiseWise Capital FAQs

  • Apply online or at a partner dealer. Complete eKYC (Aadhaar/PAN), upload bank statements, choose amount & tenure, e-sign the agreement, set up e-mandate, and we disburse to you or the dealer.

  • Rates are profile-based (credit history, income stability, loan amount/tenure, vehicle type). Your personalized rate is shown before you e-sign.

  • You can make payments via e-mandate or auto-debit from your bank account. You can view schedules and download statements in the app/portal.